Run Accident Claims in Southern Maryland
If you have been injured in a
hit and run accident in Southern Maryland, you probably have a lot of question,
principally how are you going to be compensated for your losses? In a “normal” accident case, there is an
injured person and a person who caused the accident. The at-fault party’s insurance company pays
for the injuries suffered by the injured person and everyone moves on with
life. When the person responsible for
the injuries flees the scene, the normal plan doesn’t work.
People may flee the
scene of an accident for various reasons.
For instance, they may be impaired or intoxicated, may be driving
without a license, or may be driving without insurance. It is also possible that a person may leave
the scene unaware that they have caused an accident. They may have caused an accident without
having made actual contact with another vehicle or object.
In some cases, you or
another person may be lucky enough to get either a complete or partial tag number. Using this information, the police may be
able to track down the at-fault party. If
a report is made quickly enough, the police may be able to post a lookout and
nab the at-fault party.
If you have been
involved in a hit and run accident, you can make a claim against your own
insurance policy to recover compensation for your injuries and property
damage. All insurance policies in the
state of Maryland require a minimum of $30,000 per person and $60,000 per accident
in uninsured motorist coverage. You can
and should purchase more uninsured motorist protection than the required
minimums. In addition, you should purchase
personal injury protection (PIP) coverage as part of your auto insurance
When an uninsured motorist
claim is made, your insurance company essentially becomes the insurance for the
uninsured driver. This might seem
counterintuitive – why are you paying to protect someone that has caused you
harm? – but it really isn’t. The
insurance company still has to compensate you, the individual who has suffered
the loss. Furthermore, your insurance
company will, in most cases, seek to recover whatever they pay you from the at-fault
party, when that party can be identified.
motorist claim is very similar to a normal car accident claim in the way that
it is resolved. It is simply a different
party standing in the shoes of the defendant.
You are still legally entitled to the same compensation that you would
be able to recover if the at-fault driver were the defendant in the case. What you can recover is normally based more
on the severity of your injures and your economic losses, rather than the issue
of who is ultimately writing the check.
When a Hit and Run
is not a Hit and Run – In some cases, the party causing the accident flees the
scene without having made contact with another vehicle. Maryland attorneys generally refer to these
cases as “phantom vehicle” cases. A phantom
vehicle case can occur when another vehicle cuts you off, or forces you off the
road, resulting in an accident. The
at-fault driver may not even have been aware that an accident occurred.
Regardless of the nature
of the accident, the plaintiff must prove, by a preponderance of the evidence,
that the at-fault driver caused them injury.
In a hit-and-run or phantom vehicle case, usually only the plaintiff will
testify about what happened. The person
who caused the accident will not be in court to offer the judge or jury an
alternative explanation as to how the accident occurred.
If you have been
injured in a hit and run accident, call us to schedule a free no-obligation
consultation. You may also want to check
out the rest of our website for more information on making a personal injury
The information contained on this page is provided as general
information and does not constitute legal advice. The experienced attorneys at Baldwin, Briscoe
& Steinmetz, P.C. can assist you if you or a love one have been seriously
injured or killed. Call today to
schedule a free, no-obligation, in-office-consultation for any injury related
claim. The law offices of Baldwin,
Briscoe & Steinmetz, P.C. handle accident claims in Maryland and the
District of Columbia.
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